Have bad credit and hoping to go back to school? Private student loans are available, but finding on if you have bad credit can be tricky. Unfortunately, if you find a loan source, you will most likely pay back a higher finance rate or maybe even have to find someone to co-sign for you.

Once you have either found a co-signer or decided the higher rates are something you can deal with, then you need to find a lender. The best bet is usually to research all lenders and pick the one that best fits your situation. However, in this case, it is best to apply to multiple lenders and then see which one is best. Here are a few sites to check out.

www.wellsfargo.com/student/cosign With this site, you will need a co-signer. There is good information on this site, and after making the first twenty four payments on time, you may be able to remove the cosigner.
www.studentloan.com. This site will give you different options for a lower finance rate. Check it out and see what fits you best. As usual, a co-signer will also help you get a lower rate.
www.astrivestudentloans.com. A co-signer will help you be accepted on this site as well.
www.chasestudentloans.com. Chase is a well known organization, so the scam factor is out the window. A so-signer will also help here.